A breath, before the detail
Your year in numbers
The big picture for the year. The line rising is the goal, everything else is just the steps that get you there.
Annual income
€0
across the year
Annual expenses
€0
fixed, variable & debt
Total saved
€0
across all goals
Total debt
€0
remaining balance
Net worth
€0
savings minus debt
Sinking funds
€0
set aside this year
Net worth
Net worth through the year
Savings minus debt, month by month. The line rising is the goal.
Saved
Savings growth
Where you've gotten to
Owed
Debt coming down
How far you've come
Total saved
€0
0 goals
In reserves
€0
0 funds
Total debt
€0
remaining balance
Debt-free
—
at current payments
Structure that holds
Your monthly budget
Twelve pages, one for each month. Open any month to plan it in detail and tick things off as they clear.
Future you, funded
Savings & milestones
The emergency fund, the holiday, the things you're quietly building toward.
Saved so far
€0
across all goals
Goal total
€0
when everything's reached
Into savings
€0
every month
When you tick a savings contribution as paid in any month, the "Saved" amount here updates automatically.
Predictable, prepared for
Sinking funds
For the costs you know are coming: Christmas, the car service, the birthdays. Set a little aside each month.
Set aside
€0
across all funds
Fund total
€0
fully topped up
Into reserves
€0
every month
When you tick a sinking fund contribution as paid in any month, the amount set aside here updates automatically.
Clarity over avoidance
Your debts
What you owe, what you're paying, and exactly when it ends. Balances come down on their own as you tick payments.
Set your starting balance once. Balances drop automatically when you tick payments as paid in your monthly budget. Interest is shown but doesn't change your balance, so your numbers stay yours to control.
Debt
Started at
Balance now
Min / month
Rate %
Type
Total balance
€0
Paid off so far
€0
Minimum / month
€0
Yearly interest
€0
Debt-free
—